Effective date: 18 September 2026
Purpose
FreeUPI is a free encoding utility that converts user-supplied payment details into a UPI-compatible link and QR code. It does not provide banking or payment-processing services.
Your responsibilities
- Enter only a UPI ID you are authorised to use.
- Check every amount and receiver before sharing a QR.
- Comply with applicable banking, tax, invoicing and consumer rules.
- Do not use the website for fraud, deceptive collection or fee circumvention.
No transaction control
FreeUPI cannot approve, reverse, refund, trace or confirm a transaction. Payment limits, charges and settlement are controlled by the relevant apps, banks and networks.
No warranty
The website is provided as available. Test each generated QR before use. To the extent permitted by law, FreeUPI is not responsible for loss caused by incorrect details, failed transactions or payments sent to the wrong account.